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Www Payment esearchdr Lenders msearchr Lenders gsearchgsearchpay Payment e Philippines t APR Mortgage Calculator 四月按揭计算器
An APR mortgage calculator helps you calculate and compare the APRs or Annual Percentage Rates of different types of mortgage loans. 4月的一个按揭计算器帮助你计算和比较年利率或年度百分比率不同类型的按揭贷款。 To use an APR mortgage calculator, you need to fill in the loan amount and the quoted interest rate.使用四月按揭计算器，你需要填写贷款数额和所引述的利息。 Say for example, you take in a 30-year loan for $20,000 at 4.5% interest rate.说，例如，你可以在30年的贷款为20,000元，税率为百分之四点五的利息。 Percentage of discount points is 2.0% with a closing fee of $1,000.百分比的折扣点是2.0 ％ ，与闭幕费1,000元。 When you calculate this using the APR mortgage calculator, you'll find that the annual interest rate of this loan is 5.5275%.当你计算出这个用年利率按揭计算器，你会发现，每年的利息率，这笔贷款是5.5275 ％ 。
ARM vs. Fixed Mortgage Calculator 臂与固定房贷计算器
Different financial situations require different types of mortgage.不同的金融形势，要求不同类型的房屋抵押贷款。 An adjustable rate mortgage is good when the loan term that you want is short.可调整利率抵押贷款是好的，当贷款而言，你要的是短期的。 On the other hand, fixed rate mortgages might give you the certainty that you need when it looks like interest rates are rising.另一方面，关于固定利率抵押贷款可能给你肯定你需要时，它看起来像利率上升。 Use ARM vs. fixed rate mortgage calculators to find out which mortgage suits you.使用臂与固定利率抵押贷款计算器，以找出其中的按揭适合你。 An ARM vs. fixed rate mortgage calculator would require you to fill in the details both mortgages.手臂与固定利率抵押贷款计算器将要求你填写在细节都抵押。 Once done, the mortgage calculator will help you determine how much you can save with either mortgage types.曾经做了，按揭计算器将帮你定多少，你可以节省无论是抵押贷款种类。
For example, you decide to take out a loan of $105,000 payable in 30 years.例如，你决定借取贷款的105 000美元支付，在30年。 The fixed rate mortgage interest rate is 7.5% while the ARM interest rate is 4% with an adjustable period of one year.固定利率抵押贷款的利率是百分之七点五，而手臂利率是百分之四，带有一个可调节的任期是一年。 Maximum cap period of the ARM loan is 0.5% while the lifetime cap is 4%.最高上限时期的手臂贷款是0.5 ％ ，而寿命上限是4 ％ 。 Once you put in these details into the mortgage calculator, you can start estimating your savings on each mortgage.一旦你把这些细节问题到抵押计算器，你可以开始估算您的储蓄对每个贷款。 The mortgage calculator will show you that with a fixed rate loan, you will be paying $734.18 monthly and no savings.按揭计算器会告诉你，有了固定利率贷款，你将付出734.18美元按月，没有积蓄。 On the one hand, the mortgage calculator will also show you that ARM loan will have you paying up to $663.67 monthly with cumulative savings up to $11,024.46.就一方面，按揭计算器也将显示你手臂贷款将有你付出最多663.67美元每月累积储蓄增加至11,024.46 。
Points 点
The mortgage calculator to compute points and fees in a mortgage is used to determine the rate of return of ARMs (Adjustable Rate Mortgages) and FRMs (Flexible Rate Mortgages) and the amount that can be saved or lost by using paying points for interest reduction on FRMs.按揭计算器来计算点和收费抵押，是用来确定回报率的武器（浮动利率）和财政资源管理处（可变利率抵押贷款）及数额，可以省却或失去用支付点利息就减少财政资源管理处。
Should I Pay Points for a Lower Rate? 我应该付点低利率？
Comparison Mortgage Calculators 比较按揭计算器
As the name itself suggests, this mortgage calculator allows you to compare several mortgage types and find out what suits you best.作为这一车型的名字本身表明，这种按揭计算器让您比较几种抵押贷款的种类和找出什么适合你最好的。 There are different types of calculators that compare the various mortgages that include amortizations and non-amortizations, government and non-government loans, fixed rate and adjustable interests.有许多不同类型的计算器比较各种抵押贷款，其中包括摊还和非摊还，政府机构和非政府贷款，固定利率和可调整的利益。 You can put in variables to as much as four loans into this mortgage calculator and start comparing prices.你可以在变量，以高达四成的贷款抵押，这计算器，并开始比较价格。 By providing the number of payments to be made, interest rates, and principal amount, this mortgage calculator will calculate for you the projected monthly payment.通过提供多少金额，将作出提高利率，并本金，这按揭计算器来计算，为您预计每月付款。
30 Year and 15 Year Mortgage Calculator 30年及15年期抵押贷款计算器
This mortgage calculator will help you decide which mortgage suits your needs - 30 year or a 15 year term.这种按揭计算器将帮你决定哪个按揭适合你的需要-3 0年或1 5年的任期。 For instance, you're considering a $100,000 loan.比如，你正在考虑了十万美元的贷款。 For 15 years, the interest rate is 6.250%.为15年，利率是6.250 ％ 。 For a 30-year term, the interest will increase slightly to 6.500%.对于30年来说，利息将略有增加，以6.500 ％ 。 Discount points for each are equal at 1%.折扣点，为每个都是平等的在1 ％ 。
For more accurate results on this mortgage calculator, let's put in a state/federal tax rate of 38%, property tax amount of $2,000, homeowner's insurance of $600, and savings rate of 4%.为更准确的结果，就这个按揭计算器，让我们把一个国家/联邦税率为38 ％ ，物业税金额2,000元，房主的保险600元，而储蓄率百分之四。 The purchase price of the home is $125,000.购买价格的家庭是125,000元。 The result generated by the mortgage calculator will be a total payment of $1,074 for the 15-year term and $849 for the 30-year term.结果所产生的按揭计算器将是一个总的支付1074美元为15年的任期，并849美元为30年的任期。
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