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Www Lendersmortgagepayments Q Q Lenders Mortgage Payment Lenders Mortgage Payment Program Szh Cheap Christian Louboutin Outlet 525 Lenders Mortgage Payment loan mortgage: agent 给的利率出奇的低，会有什么样的猫腻呀 - 未名空间(mitbbs.com)

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发信人: walkeryang (walkeryang), 信区: SanFrancisco
标  题: Re: loan mortgage: agent 给的利率出奇的低，会有什么样的猫腻呀
发信站: BBS 未名空间站 (Sun Apr 29 17:42:49 2012, 美东)

嗯。。，agent 说时typo, 是ARM, 而不是30y fix.  还有一个问题就是fee 有11k包括
title insurance fee 1200, owner's title insurance 3000, transfer fee 3000,
processing fee 1000 daily interest charge 870.19, appraisal fee 500, notary
fee 150, GFE block4  350 （不知道是啥），recording fee 200, 是不是太多了。。
， 据说owner's title insurance 和大部分transfee 都是seller付呀， notary fee
和recording fee 一般都不用付的， processing fee也不便宜。那个daily interest
charge是啥用的呀？ 有没有大牛科普下
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seanlee
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发信人: seanlee (none), 信区: SanFrancisco
标  题: Re: loan mortgage: agent 给的利率出奇的低，会有什么样的猫腻呀
发信站: BBS 未名空间站 (Sun Apr 29 17:56:23 2012, 美东)

那个daily interest charge是: interest from the closing date to last day of
the month. You will start your first mortgage payment next month.
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squirrel123
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发信人: squirrel123 (squirrel123), 信区: SanFrancisco
标  题: Re: loan mortgage: agent 给的利率出奇的低，会有什么样的猫腻呀
发信站: BBS 未名空间站 (Mon Apr 30 00:03:58 2012, 美东)

再讲清楚一点：
是purchase loan 吧？房子在东湾还是南湾？
【 在 walkeryang (walkeryang) 的大作中提到: 】
: 正在做loan, 结果agent 给的利率时3% for 30fixed, total fee大概11K,  我和ld 的
: credict score 都才710, downpay 25%, loan amount 500K，  大家说说agent是不是
: 在玩什么猫腻呀。。，



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walkeryang
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